Getting a Notice of Trustee sale document on your door is frightening.It can cause the strongest person to break down mentally.Just thinking about losing your home, and all of the years spent developing it into the place that you and your family love, is disheartening to say the least.
I know exactly what that feels like.
Don't let confusion set in.Don't give up the fight for your, dignity, and home.
Think about the ramifications of foreclosure.
Inability to purchase another home for up to 7 years!
Eviction and foreclosure on your credit-Even renting will be challenging when those factors are disclosed.
Jobs pull your credit and may not be willing to overlook this indicator on credit.
Neighborhood and Family embarassment.
There are solutions that can cost you absolutely nothing out of pocket.
1. Loan Modifications- have you applied for a mod?Were you turned down?
2.Regular sale or Short Sale-
Short Selling does stop foreclosure! It does postpone foreclosure! - I get clients who call me and so oh it's too late I have a notice of trustees sale already?I say " If that were true I wouldn' t have any short sale clients. " You can short sale even after a sale date has been established.
But you have to act fast.Time is of the essence.It is imperative that you contact a Knowledgable Realtor to get this process moving.The Realtor will put your home on the market and ask your Mortgage Lender to postpone the sale date.
Short Sales are subjevt to lender approval and this blog in no way attempts to tell you that your approval is guaranteed or that everyone will qualify.But, don't give up your home without a fight.
3 Deed in leiu. - most banks are requesting that you attempt to sale your home first, either
short sale or regular sale.
Don't give up!
Taj Weldon
Real Estate Agent
209-740-4176
Or in the bay
650-262-0271
DRE 01816152
tywelldone@gmail.com
